About This Calculator
Lump Sum investing means putting all your money in at once. Historically, this tends to outperform DCA about two-thirds of the time because markets generally trend upward.
Dollar-Cost Averaging (DCA) means investing a fixed amount at regular intervals. This reduces the risk of investing everything at a market peak and can feel less stressful for new investors.
Toggle "Market Volatility" to see how realistic market swings affect each strategy differently.